Vision

Consumer Payments are the bedrock of commerce – everybody pays.

Globally 75% of Consumer Payments are processed on technologies from the 1970s and 1980s. Virtually all Payment methods are built on top of this dated and expensive infrastructure, significantly hampering the development of the Payments and Fintech industries.

New Payments and Fintech models, channels and currencies strain existing legacy infrastructure, now struggling to support a growing variety of new functionality, currencies and connectivity.

The industry is building new functionality on old rails and, in the end, both Payments and Fintech capabilities are compromised because of it – this is the problem Cranium was created to solve.

Cranium has built the technologies and rails to power the next evolution of the Payments and Fintech industries.

Executive Team

Dave Russell
Dave Russell
President & COO
Dave Russell
President & COO

Dave served as a policy analyst on US Senate staff for four years, then on the Reagan Transition team and continuing in the President’s first term directing 2,300 staff.
He moves into tech sector for 17 years, as chief of staff to the president and strategic planner for First Data Corp in Omaha. The last six of his dozen years with ACI Worldwide he served as president and COO, as an inaugural member on the board of directors, and helped take the company public.

Tony Horrell
Tony Horrell
Co-Founder & CEO
Tony Horrell
Co-Founder & CEO

Thirty years of experience in the payments industry spanning Payments Schemes, Payments Technology Companies and Payments Processors. Tony has worked for companies such as VISA, ACI, Thorn EMI, Hoskyns, First Data and as a co-founder of Makeena and ViaPay.
He has worked at all levels of technology, business development and administration, and possesses a very broad and deep expertise in the industry and is considered a pioneer in creating next-gen solutions.

Ashraf Dimitri
Ashraf Dimitri
Co-Founder & CTO
Ashraf Dimitri
Co-Founder & CTO

Thirty years of experience in the payments industry; Principal Founder Oasis Technology, the world’s second largest payment software provider with installations in over 70 countries. He was co-founder, Chairman and COO of Makeena Corporation – a payment software and services platform in Asia. Ashraf is widely known as one of the world’s most innovative Payment System architects

Person

Lily-Grace Colley

Cozy apartment

5
people
4
rooms
3
beds
1
bath

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Warsaw, Poland
38€ / day
Person

Dave Russell

President & COO

Our Locations

Registered Office Address
6 Corunna Court, Corunna Road,
Warwick CV345HQ, United Kingdom